• Your monthly premium is built into your credit Agreement.
  • If you pass away, you will leave behind happy memories, not debt.
  • If your items are lost stolen or damaged beyond repair, the amount owed will be settled by Abacus. (see FAQ's For more detail)
  • In the event of a claim, the process is simple.




These are some of the first concerns people have:


Q: What happens if my purchase is lost, stolen or damaged beyond repair?
A: On the Basic Goods Cover, the amount that is owed in terms of your Credit Agreement on the date of your lost, stolen or damaged-beyond-repair item will be settled by Abacus. if you have Comprehensive Goods Cover, Abacus will replace the goods with the same or similar goods.

Q: If replaced, will my goods be replaced with one of the same capability and value?
A: Yes, your goods will be replaced with the same or a similar product.



Q: What happens if I pass away, become disabled or experience a loss of qualifying income?
A: Basic Life Cover covers the amount outstanding on your credit Agreement. If you have Comprehensive Life Cover then Abacus shall use the amount to first settle any amount still owed in terms of the credit Agreement upon the date of your death, disabilty or loss of qualifying income. Any remaining amounts will be paid to your beneficiary.


Q: How quickly will goods or cellular phone claims be processed?
A: Claims submitted with all supporting documentation will be proccessed by Abacus insurance within 5 days from the date upon which all claim documentation is recieved. In the case of repairs, this turnaround time excludes the actual repair by the appointed agent.

Q: Will I have to fill out a lot of paperwork if i need to claim?
A: No, only 1 (one) form. The claims process is simple and easy. It can also be done on the phone through our call center.

Q: How many times can I claim?
Insurance is limited to a maximum of 3 (three) losses of the goods or celleular phones during the term of the Credit Agreement.


1. 0800 777 444

2. [email protected]

3. WhatsApp to 079 751 7005

4.Visit Abacus Insurance Website